Dictionary of finance and investment terms pdf

 

    Dictionary of Finance and Investment Terms (Barron's Business Dictionaries) - Kindle edition by John Downes, Jordan Elliot Goodman. Download it once and. And Investment Terms (Barron's Business Dictionaries) By John Downes, Jordan Goodman free download pdf. Dictionary Of Finance And. The Blackwell encyclopedic dictionary of finance / edited by Dean finance an investment project by selling securities (Myers and Majluf, ). Managers may regulator's action in terms of minimum capital requirement. Moreover, under.

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    Dictionary Of Finance And Investment Terms Pdf

    5 days ago Dictionary Of Finance And Investment Terms - [Free] Dictionary Of Finance Terms [PDF] [EPUB] Investopedia is the world's leading source of. rather than technical terms, sometimes these are just unavoidable. To help trustees in their investment advice. We have expanded this year's edition of the Investment Dictionary by .. Any financial market upon which securities are traded. understanding financial terms. Financial Literacy Programme. A NALA/EBS . investment that is linked to a managed fund and are not legal definitions.

    Install Oxford Dictionary of Finance and Banking - the most comprehensive and up-to-date dictionary of finance available. This accessible guide is a perfect source of reference for all those with an interest in finance. Invaluable for students and professionals in the fields of finance and banking, it is also ideal for private investors and readers of the financial pages. The entries in the new edition cover the vocabulary used in banking, money markets, foreign exchanges, public and government finance, and private investment and borrowing, and much more. The coverage in all areas is wide and international. Over new entries have been added to this edition and it has been fully updated to reflect recent developments in the industry, such as structured finance and the subprime lending crisis. Feature entries have been included in this edition for the fuller explanation of topical and complex areas, e. Recommended up-to-date web links for many entries provide valuable extra information. With clear and accessible definitions, this jargon-free dictionary is a companion volume to the other financial titles in this best-selling series, A Dictionary of Business and Management, A Dictionary of Accounting, and A Dictionary of Economics all available on the Oxford Reference website , and provides accurate and valuable information for students, practitioners, private investors, and readers of the financial pages alike. Now with the addition of a convenient Home page, a sleeker and more intuitive visual layout, as well as innovations in the speed of searches you can delve right in faster and easier than ever! Also includes advanced search and language tools that have become the staple of quality language apps from MobiSystems, Inc.

    In that case, an asset-sensitive entity's economic value of equity increases when prevailing rates rise or declines when prevailing rates fall. Alternatively, the impact of a change in prevailing rates may be measured in terms of the change in the interest income and expense for assets and liabilities.

    In that case, an asset-sensitive entity's earnings or net income increases when prevailing rates rise and declines when prevailing rates fall. In a financial institution, the ALCO is usually responsible for asset and liability distribution, asset and liability pricing, balance sheet size, funding, spread management, and interest rate sensitivity management. Usually used somewhat redundantly, as in ALCO committee.

    The process of balancing the management of separate types of financial risk to achieve desired objectives while operating within predetermined, prudent risk limits. Accomplishing that task requires coordinated management of assets, liabilities, capital, and off-balance sheet positions. Therefore, in the broadest sense of the term, ALM is simply the harmonious management of cash, loans, investments, fixed assets, deposits, short-term borrowings, long-term borrowings, capital, and off-balance sheet commitments.

    However, in practice, the term is often used to refer to segments of that broader definition such as only interest rate risk management or only interest rate and liquidity risk management. See earnings at risk, market value at risk and market value of portfolio equity. Assets repriced before liabilities A measure of the gap between the quantity of assets repricing and the quantity of liabilities repricing within a given period of time. A simple measure of a financial institution's exposure to beneficial or adverse consequences from changes in prevailing interest rates.

    Assignee The party to whom an assignment is made. Assignment Transfer of any contractual agreement between two parties. One of the parties, the assignor, transfers its rights or obligations to another party, the assignee.

    Glossary of Investment Terms

    If interests in assets of the assignor are assigned, the assignment transfers all or some of the rights of ownership to the assignee.

    If interests in obligations of the assignor are assigned, the assignor is totally or partially absolved from further performance. Lenders sometimes see leased property assigned from the original lessor to another party who then pledges them to the bank as collateral for a loan. For personal property collateral, a secured party may enter an assignment of its security interest into the public record by using a standard form called UCC Assignment of downloader's interest in land contract A document used when a borrower is downloading real estate over time under an article of agreement or land contract.

    The document assigns the lender all of the borrower's personal property, real property, and contractual rights under the land contract. Assignment of lease and rentals A document used in real estate loans when the mortgaged property is leased to third-party tenants.

    If the borrower defaults, the assignment of lease and rentals gives the lender the right to receive rents from the tenants and to transfer the leases to a subsequent downloadr of the property. Assignment of seller's interest in land contract A document used in real estate loans when the mortgaged property is subject to a land contract or article of agreement under which it is being sold over time to a third party. If the borrower defaults, the assignment of the land contract gives the lender the right to receive payments from the downloader and to transfer the land contract to another downloader.

    Association of Financial Professionals A national organization for finance professionals that provides educational, and certifications programs, research programs, standards development, and government relations activities. Assumable As applied to mortgage loans, assumable means that a borrower who sells his or her home may transfer the outstanding mortgage loan secured by that dwelling to the new downloaders.

    The new downloaders are said to assume the loan.

    Financial Glossary

    Assumed name Name used by a proprietorship, partnership, or corporation to conduct business that is different from the legal name of the proprietorship, partnership or corporation. Asymmetric behavior Unbalanced behavior exhibited by financial instruments, the rates or values of which do not change in proportion to changes in market rates. For example, increases in the prime rate quickly reflect most or all of increases in prevailing interest rates, while decreases in the prime rate are slow to reflect decreases in prevailing interest rates.

    At the money The situation in which the current market price, the spot price, of an underlying instrument is equal to the strike or exercise price of an option to download or sell that instrument.

    Matters such as etymology, synonymy, antonymy, and derivation are not dealt with. This category of dictionaries is usually evaluated by specialists in the fields represented by the entries.

    Rarely is such a work evaluated as a lexicographical product, although each could benefit from such an evaluation.

    In addition, I consulted a sampling of recently published dictionaries of the same type. There are many good things to be said about this book. It is reasonably priced and well-made. Much to its credit, most of the words from the test lexicon can be found in the dictionary and appear to have useful definitions. Also among the good features are the useful charts referring to technical analysis of the stock market. The editors state in the preface that they intend to cover "accounting, consumer and business law, economics, taxation, and other related fields.

    Some of the longer articles are up to date and informative. Unlike other dictionaries that have the same goals, this one attempts to combine various related areas of finance in investment and still manage to show which specialized senses belong to which area.

    Cross-referencing, although deficient in some areas, is used to good advantage. A few of the entries branch to a large number of other related Reviews entries, e. The book has four major problem areas, however: These problems will be discussed in order. A business line of credit can be especially useful if your business is seasonal or if the income is extremely unpredictable.

    It is one of the fastest ways to access cash for emergencies.

    It is a process that lets you combine multiple loans into a single loan. The advantages are possibly reducing the interest rates on the borrowed funds as well as lowering the total amount you repay each month. Businesses use this tool to help improve cash flow. Debt payments include making principal and interest payments on the loan you are requesting. Generally speaking, if your DSCR is above 1, your business has enough income to meet its debt requirements.

    Traditionally, it has been the most common form of funding for small businesses. This method creates a debt that must be repaid but lets you maintain sole control of your business. These funds can come from friends, family, angel investors, or venture capitalists. Before deciding to use equity financing to raise the cash necessary for your business, decide how much control you are willing to share when it comes to decision-making and philosophy.

    Some investors will also want voting rights. FICO scores comprise a substantial part of the credit report that lenders use to assess credit risk. Financial Statements An integral part of the loan application process is furnishing information that shows your business is a good credit risk. Lenders and investors want to see that your business is well-balanced with assets and liabilities, has positive cash flow, and will have capital to make expected repayments.

    Fixed Interest Rate The interest rate on a loan that is established in the beginning and does not change for the lifetime of the loan is said to be fixed. Loans with fixed interest rates are appealing to small business owners because the repayment amounts are consistent and easier to budget for in the future. Floating Interest Rate In contrast to the business finance term and definition fixed rate, the floating interest rate will change with market fluctuations.

    Also referred to as variable rates or adjustable rates, these amounts may often start out lower than the fixed rate percentages. This makes them more appealing in the short term if the market is trending down. Guarantor When starting a new small business, lenders might want you to provide a guarantor. This is an individual who guarantees to cover the balance owed on a debt if you or your business cannot meet the repayment obligation.

    Interest Rate All loans and other lending instruments are assigned the business finance key term interest rates. This is a percentage of the principal amount charged by the lender for the use of its money. Interest rates represent the current cost of borrowing.

    Invoice Factoring or Financing If your business has a significant amount of open invoices outstanding, you may contact a factoring company and have them download the invoices at a discount. By raising capital this way, there is no debt, and the factoring company assumes the financial responsibility for collecting the invoice debts.

    Line of Credit A lender may offer you an unsecured amount of funds available for your business to draw on when capital is needed. This line of credit is considered a short-term funding option, with a maximum amount available.

    This pre-approved pool of money is appealing because it gives you quick access to the cash. Loan-to-Value The LTV comparison is a ratio of the fair-market value of an asset compared to the amount of the loan that will fund it.

    Project Finance Glossary: English/Russian and Russian/English

    This is another important number for lenders who need to know if the value of the asset will cover the loan repayment if your business defaults and fails to pay. Long-Term Debt Any loan product with a total repayment schedule lasting longer than one year is considered a long-term debt. Repayment is made with a percentage of the daily or weekly sales.

    These tend to be short-term loans and are one of the costliest ways to fund your small business. Principal Any loan instrument is made of three parts—the principal, the interest, and the fees.

    The principal is a business finance key term and is the original amount that is borrowed or the outstanding balance to be repaid less interest.

    It is used to calculate the total interest and fees charged. Revolving Line of Credit This business finance term and definition is a funding option is similar to a standard line of credit. However, the agreement is to lend a specific amount of money, and once that sum is repaid, it can be borrowed again.

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